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An IVA, or Specific Voluntary Arrangement to provide it its whole title, is a proper financial debt solution for individuals with a serious unsecured personal debt dilemma, who want or require in order to avoid currently being declared bankrupt by their creditors.

兩者均毋須申請破產。而最大分別在於，申請債務舒緩的欠債人，毋須經任何法律程序。他可直接與債主商量及制訂雙方接納的新還款方案，變相批核時間較短、收費亦較便宜。

請按‘檢視查冊結果’，便可讀到查冊報告。如果需要列印本，可以把報告列印出來。

破產令解除後，破產人將獲免除所有可證債項。但以下幾類債項不在免除範圍內，仍然可能被追討：

If you choose an IVA may suit you, it’s constantly well worth receiving prices and estimates from quite a few insolvency professionals to match expenditures.

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If you're having difficulties to pay for your debts, then we suggest you obtain in contact possibly online or by cell phone on 0800 316 1833 so one of our friendly advisers can have a look at your circumstances and exercise the ideal credit card debt Remedy in your case.

The freeware will enable you to make use of your equipment more proficiently. A restore place will be produced in advance of modifications are made.

The software 債務舒緩債務重組分別 program mechanically lookups for the most up-to-date version of every driver and installs it with only one click. The driver update utility includes a extensive driver databases that handles a wide selection of units and suppliers.

i drp also ensure that your company has reminded me you might notify your company at any time to request that iva是什麼 you just halt providing me with related direct marketing and advertising materials.

In addition, if clients have uncertainties with regard to the id of your officer, please contact the K Money customer service hotline 21111 211 to verify the identity in the workers.

Driver administration application that could download the most recent drivers for a possible Strengthen in procedure general performance or troubleshooting glitches, with a backup option.

債務舒緩做法跟債務重組類似，但兩者的分別便在於債務舒緩毋須經過任何法律程序，而是由欠款人及債主自行磋商新的還款方案。如債務來自多間家銀行，最大債主會主導債務舒緩方案，與其他銀行定商議如何分配欠款人的每月還款額，不少銀行設專屬部門處理債務舒緩程序。不過，若欠款人無法與債主們達成共識，最終很可能交予法院處理，即上文提到的債務重組計劃方案。